"But How Do You Find the Right Mortgage Deal for You?"

Finding the right mortgage deal for individual circumstances is never a fun experience.

1. Factors affecting your mortgage eligibility – The list can be almost endless; your employment or self-employment circumstance, credit history, first time home buyer, your citizenship status etc.

2. The number of mortgage products – Mortgage products can be quite diverse depending on your investment, equity or dept consolidation needs. Many of our clients simply weren’t familiar with the number of products available before we started working with them.

3. There are too many mortgage brokers and lenders to choose from – Using a broker has tremendous advantages over a typical financial institution. However, there are so many brokers in Canada today that it’s impossible to reliably state how many are available in individual communities. (Click here to find out more about the benefits of mortgage brokers)

Generally speaking, Canadians are very experienced in the home buying process. In fact, according to Canada’s 2006 Census, 41% of all Canadians aged five and over had moved in the previous five years, with 16% to 18% of Canadians moving every year. Yet, due in large part to the mortgage process, home buying and residence relocation is still considered one of the most stressful things you’ll ever do. Apply Now and our team of experts will help you every step of the way!

“We’ll Give You the Confidence to Choose a Mortgage Lender that's Right for You!”

At CanadianMortgageDeals.com our mortgage experts specialize in matching mortgage shoppers with mortgage brokers all across Canada. Our free service will help you find a broker in your own community or if you’re relocating to another city we can find you a reliable broker and have them working for you before you arrive.

Because mortgage brokers work largely on a referral basis our free service is a win – win situation for you and the brokers:

Mortgage Shoppers – Once you contact us to open the line of communication we will begin to act on your individual mortgage needs; location, credit problems, accessing equity for renovations etc. Because we don't work for any lenders or brokerages, we will only lead you to the brokers who fit your individual needs. Our goal is to help you make an informed decision based on personality fit and who best fits your individual mortgage needs. After making sure they understand your needs, your chosen broker will present you with options and together you'll decide which mortgage is best for you and your financial future.

Mortgage Brokers – Brokers rely heavily on referrals and word of mouth. It’s a competitive industry and they need every edge to succeed. Because they get paid by the lender, not you, they must have a steady client list in order to retain relationships with lenders that allow them to access “wholesale” lending rates.

The financial institutions' "finders fees" reimburse brokers for bringing them creditworthy customers like you. And since these fees are similar across most lenders, there's no incentive for mortgage brokers to favour one lender over another. Therefore, transparency and honesty are absolutely essential to a mortgage broker’s success.

“Free Advice that’s Based Solely on Your Needs.”

Visit our Apply Now or Contact Us page now and begin the process of finding the right mortgage broker for you and your specific needs. It’s your no cost, hassle free way of putting some fun back into your house hunting. Contact us today…